CrownLoan
Last Updated: 25/04/2026
Welcome to the CrownLoan mobile application (the "Application").
The Application is developed, operated, and maintained by CROWNUP TECHNOLOGIES PRIVATE LIMITED ("we", "us", or the "Company"). CROWNUP TECHNOLOGIES PRIVATE LIMITED primarily provides platform technology support, system operation, maintenance, and related user services.
All loan products displayed and offered through the Application are provided by ATD FINANCIAL SERVICES PRIVATE LIMITED, a licensed Non-Banking Financial Company (NBFC). ATD FINANCIAL SERVICES PRIVATE LIMITED is responsible for user eligibility verification, credit assessment, loan approval, loan disbursement, repayment management, and other related financial service processes. The parties cooperate pursuant to a lawful business partnership arrangement.
Before registering an account or using the Application and related services, please carefully read and fully understand these Terms of Use. By registering for, accessing, or using the Application, you acknowledge that you have read, understood, and agreed to be bound by all terms and conditions set forth herein.
If you do not agree to any part of these Terms of Use, please discontinue access to or use of the Application and related services immediately.
CrownLoan is a digital lending service platform that provides eligible users with convenient online loan application and related technical support services, including but not limited to:
CROWNUP TECHNOLOGIES PRIVATE LIMITED is responsible for the technical development, platform operation, maintenance, and related user support services of the CrownLoan platform.
All loan products and financial services available through the Application are provided by ATD FINANCIAL SERVICES PRIVATE LIMITED, a licensed Non-Banking Financial Company (NBFC). ATD FINANCIAL SERVICES PRIVATE LIMITED is responsible for user eligibility verification, credit assessment, loan approval, loan disbursement, repayment management, and related financial service processes, in accordance with applicable laws, regulations, and internal risk control policies.
The Application reserves the right to modify, suspend, or terminate part or all of the services at any time without prior notice, as required for business operations, legal compliance, or risk management purposes.
Users of this App must meet the following conditions:
If a user is found to have provided false information or does not meet the eligibility requirements, we reserve the right to suspend or terminate the user's account and services.
In order to use the services of this App, you must register an account and provide the necessary information.
Users shall:
Users are responsible for all activities conducted through their account.
If any unauthorized use of the account is detected, please contact us immediately.
Users may submit loan applications through the App.
Loan approval will be assessed based on multiple factors, including but not limited to:
Submitting an application does not guarantee loan approval.
CrownLoan reserves the right to approve or reject loan applications based on its risk control policies.
The specific terms of the loan will be clearly disclosed when the user applies for a loan, including:
Users will be able to view the complete fee details in the Loan Disclosure document or during the loan application process.
Interest rates and fees comply with applicable laws, regulations, and regulatory requirements.
Once a loan is approved and disbursed, the user must repay it according to the agreed schedule.
The repayment method is generally:
One-time repayment at maturity
Users must ensure timely repayment of the loan principal and applicable fees.
Late repayment may result in:
Specific late payment charges will be disclosed in the Loan Disclosure document.
Users may choose to repay the loan early.
CrownLoan will not charge any additional fee for early repayment; however, users must still pay any interest and applicable charges accrued up to the repayment date (if applicable).
Users agree to:
If any violation is discovered, we reserve the right to:
The collection, use, and protection of users' personal information are governed by the Privacy Policy. By using this App, you agree that we may process your information in accordance with the Privacy Policy.
The App and all its content (including but not limited to text, icons, software code, and interface design) are owned by CrownLoan or its licensors and are protected by applicable intellectual property laws.
Without authorization, users may not:
Under the following circumstances, we may temporarily or permanently suspend part or all of the services:
We will make reasonable efforts to minimize the impact on users.
To the extent permitted by law, CrownLoan shall not be liable for:
The App is provided on an "as is" basis.
These Terms & Conditions shall be governed by the laws of India.
Any disputes arising from these Terms shall first be resolved through amicable negotiation. If no agreement can be reached, the dispute may be submitted to the competent courts of India.
CrownLoan reserves the right to update these Terms & Conditions from time to time.
The updated version will be published in the App or on the official website. Continued use of the App constitutes acceptance of the updated Terms.
If you have any questions regarding these Terms & Conditions, please contact us through the following method:
Customer Service Email
contact@crownuppvtltd.com
Company Name
CROWNUP TECHNOLOGIES PRIVATE LIMITED